AJ PARTNERS LLC and its affiliates (hereinafter referred to as either “A+J PARTNERS”, “we”, “us” or “our" respect your concerns about privacy and personal data protection and value our relationship with you, and as such take the private nature of your personal information very seriously. A+J PARTNERS’s goal is to provide you with relevant information tailored to your individual needs, while at the same time protecting the privacy you justifiably value. This privacy policy describes how we treat the information we collect when you visit our Web site, use our services, register for our daily email, and/or sign up for a mobile product (collectively the “Services”). Please be sure to read this notice carefully.

By affirmatively accepting these terms, or otherwise using the Services, you hereby agree with and consent to the collection and processing of your personal information as described in this privacy policy.

As further described herein, your personal information may be collected, processed, and stored by A+J PARTNERS or its service providers in the United States and other countries where such servers reside. You hereby agree with and consent to the transfer of your personal information to the United States and other countries where we and our service providers operate.

You may have a legal right to withdraw your consent to A+J PARTNERS’s collection and processing of your information, or to the transfer of your personal information across borders. To request to withdraw your consent, please contact us as set forth below.

Privacy Principles

The privacy principles of A+J PARTNERS are:

Lawfulness, Fairness, and Transparency: When A+J PARTNERS collects personal information, it will be processed lawfully, fairly, and in a transparent manner in relation to the data subject.

Purpose Limitation: When A+J PARTNERS collects personal information, it will be collected for specified, explicit, and legitimate purposes and not further processed in a manner that is incompatible with those purposes.

Data Minimization: When A+J PARTNERS collects personal information, it will be adequate, relevant, and limited to what is necessary in relation to the purposes for which it is processed.

Accuracy: When A+J PARTNERS collects personal information, it will be accurate and, where necessary, kept up to date; reasonable steps will be taken to ensure that personal information that is inaccurate, having regard to the purposes for which it is processed, are erased or rectified without unreasonable delay.

Storage Limitation: When A+J PARTNERS collects personal information, it will be kept in a form which permits identification of data subjects for no longer than is necessary for the purposes for which the personal information is processed.

Integrity and Confidentiality: When A+J PARTNERS collects personal information, it will take measures designed to protect against unauthorized or unlawful processing and against accidental loss, destruction or damage.

Lawfulness of Processing: Any and all processing will be done lawfully. A+J PARTNERS will process personal information only if and to the extent that at least one of the following applies: (1) the data subject has given consent; (2) processing is necessary for the performance of a contract; (3) processing is necessary for compliance with a legal obligation; or (4) processing is in the legitimate interests pursued by A+J PARTNERS or by a third party.

Information Collected

Personal Information: To receive your A+J PARTNERS emails, all we require is for you to provide your email address. So that we may provide you with additional services, contests, or sweepstakes, and content that is more interesting and relevant to you, we may also request additional information such as your name, age, telephone number, zip code, or other information required for the additional Services. We may also request certain information from you that is not required for use of the Services, such as annual income, shopping preferences or age. This information is known as demographic and profile data and is 100% optional. If you choose to share it, this data may be used to improve our site and/or tailor your experience, by delivering you content that we think might be of interest to you and displaying it according to your preferences. You will be informed what personal information is required and what information is optional when asked to submit personal information to us.

From time to time, A+J PARTNERS may offer sweepstakes, games, and other contests on the Web site either by itself or in conjunction with a third-party partner. You may be asked to provide your name, mailing address and/or email address and date of birth, as well as certain other information on an optional basis, to participate in such sweepstakes or contest. This information may also be used by A+J PARTNERS or its third-party partner to send you information about A+J PARTNERS’s or such third-party partner’s services in the form of an email or regular mail communication or a telephone call. A+J PARTNERS will provide you with an opportunity to opt-out of receiving such communications from A+J PARTNERS each time you receive such a communication. However, A+J PARTNERS does not control, and shall not be responsible for, the privacy policies or practices of its third-party partners. If you no longer wish to receive such communications from any third-party partner of A+J PARTNERS in a sweepstakes or other contest that you may enter, you will need to contact such third party partner directly.

We may combine the personal information you submit directly through this Web site with other personal information we have collected from you, whether on- or offline.  We may also combine it with information we receive about you from other sources, such as other companies and publicly available information sources.

We use and disclose personal information you provide to us: (1) to respond to your inquiries and fulfill your requests, such as to send you documents you request or e-mail; (2) to send you important information regarding our relationship with you or regarding this Web site, changes to our terms, conditions, and policies and/or other administrative information; and (3) for our business purposes, such as marketing new products and services, data analysis, audits, developing new products or services, operating or enhancing our Web site, identifying Web site usage trends, providing the Services, maintaining customer relationships, improving the quality, safety, and security of our Services, administering your account(s), troubleshooting, evaluating Service performance, providing customer support, and determining the effectiveness of our Web site.

Log Files and Cookies: Like most standard Web site servers we use log files or “cookies” to collect certain information for users of the Web site. These include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks. We and our service providers use this information for security purposes, to analyze trends, administer the site, track user movement in the aggregate, and gather broad demographic information for aggregate use. IP addresses, etc. are not linked to other personally identifiable information.

You can choose to accept or decline cookies.  Most web browsers automatically accept cookies, but you can usually modify your browser settings to decline cookies if you prefer.  If you would prefer not to accept cookies, most browsers will allow you to: (i) change your browser settings to notify you when you receive a cookie, which lets you choose whether or not to accept it; (ii) to disable existing cookies; or (iii) to set your browser to automatically reject any cookies.  If you set your browser to reject cookies, part of the Web site may not work for you.

Your selection of the “Do Not Track” option provided by your browser may not have any effect on our collection of cookie information for analytic and internal purposes.  The only way to completely opt out of the collection of any information through cookies or other tracking technology is to actively management the settings on your browser or device to delete and disable cookies and other tracking/recording tools.  Please note, depending on your type of device or browser, it may not be possible to delete or disable all tracking mechanisms on your device.

Review and Access: Upon your request, we will be happy to provide you with a summary of the information we collect about you. You will have the opportunity to correct, update or modify any of this information.

Choice/Opt-Out: If we ever send you information by email concerning new products or services that you did not expressly request, A+J PARTNERS will provide you with an email address by which you may request no future notices.

How We Share and Use Personal Information

Sharing for Services Administration: We may provide your information to our affiliates or to service providers for purposes related to Services administration, such as website hosting and moderating, mobile application hosting, data analysis, infrastructure provision, credit card processing, IT services, e-mail services, marketing services, auditing services, and other services, in order to enable them to provide services. 

If you use a credit or debit card to complete a transaction through our Services, we may share your personal information and credit card number with a credit card processing and/or a fulfillment company in order to complete your transaction, or such service provider(s) may collect that information from you directly, on our behalf.

Website Analytics: 

The Services use third-party analytics tools (e.g., Google Analytics, Parse.ly) to collect and process data about your use of the Services, including when you visit the Services, URLs of the websites that you visit prior to visiting the Services and when you visit those websites, and IP addresses assigned to the devices from where you access the Internet. Our analytics providers may set and read cookies to collect this data and your web browser will automatically send data collected by those cookies to our analytics providers. Our analytics providers use this data to provide us with reports that we will use to improve the Services’ structure and content.

For more information on how Google uses this data, visit Google’s Privacy Policy and Google’s page on How Google uses data when you use our partners’ sites or apps. To prevent this data from being used by Google Analytics, follow the instructions to download and install the Google Analytics Opt-out Browser Add-on for each browser you use. Using the Google Analytics Opt-out Browser Add-on will not prevent Company from using other analytics tools and will not prevent data from being sent to the Services themselves or to Google. For more information about how Google Analytics uses cookies to measure user interactions on websites, visit Google Analytics Cookie Usage on Websites. You may disable cookies as discussed above, but that may impact your use and enjoyment of the Services.

Sharing for Additional Content, Products and Services: We also make some content, products, and services available through cooperative relationships with service providers, where the brands of our service provider appear in connection with such content, products and/or services. We may share with our service provider any information you provide, or that is collected, while visiting any pages that are made available in cooperation with our service provider.

If you do not wish certain information to be shared for these purposes, please contact us at EDITOR@AJPARTNERS.CO. 

Sharing Information for Advertising and Other Promotional Purposes: We may use service providers and third-party advertising service providers to target and serve some of the advertisements you see through A+J PARTNERS. We may share your information, or technical or aggregate information, with service providers, third-party advertising service providers, our affiliates, third parties and advertisers for their use in displaying ads through our Services or for other promotional purposes, including displaying ads on other sites and apps. The technical or aggregate information may be based on data that includes your information and such items as type of pages viewed and categories of interest. These service providers, third-party advertising service providers, affiliates, third parties and advertisers may use their own browser or flash cookies, web beacons and similar technologies to collect technical information (such as device unique identifier, IP address, MAC address, browser type, pages visited, and location information) that is generated automatically as a user view or interacts with an ad. These service providers, third-party advertising service providers, affiliates, third parties and advertisers may use that information, sometimes in conjunction with similar information gathered through other websites and other sources, to deliver advertisements through A+J PARTNERS or for other promotional purposes. They also may use that information to deliver advertisements, or for other promotional purposes, on other websites, as well as on other websites that participate in our third-party advertising service providers’ advertising networks, which are tailored to match the perceived interests of consumers. The information obtained by service providers, third-party advertising service providers, affiliates, third parties and advertisers also may be used to help measure and research an advertisement’s effectiveness, or for other purposes.

If you do not wish certain information to be shared for these purposes, please contact us at EDITOR@AJPARTNERS.CO

Sharing for Other Purposes: 

Please be aware that we may occasionally release information about you if required to do so by law or if, in our business judgment, such disclosure is reasonably necessary: (a) to comply with legal process; (b) to enforce our Terms of Service or (c) to protect the rights, property, or personal safety of our services, us, our affiliates, our officers, directors, employees, representatives, our licensors, other users, and/or the public.

Please also note that as our business grows, we may buy or sell various assets. If we sell some or all our assets, or A+J PARTNERS is acquired by another company, information collected about A+J PARTNERS’s users may be among the transferred assets.

We also use and disclose information that is not in personally identifiable form (such as anonymized, masked, or de-identified information) for any purpose. If we combine information that is not in personally identifiable form with information that is (such as combining your name with your geographical location), we will treat the combined information as personal information if it is combined.

Links to Other Sites: In our quest to bring you the most relevant, actionable content possible, A+J PARTNERS may create links allowing you to access third-party sites. A+J PARTNERS is not responsible for the content that appears on those sites and does not necessarily endorse these sites. Please consult those sites’ individual privacy policies to determine how they treat user information.

Security: 

A+J PARTNERS takes reasonable measures designed to help protect information about you from loss, theft, misuse and unauthorized access, disclosure, alteration, and destruction. Please be aware, however, that no data transmission over the Internet is 100% secure and any information disclosed online can potentially be collected and used by parties other than the intended recipient.  If you have reason to believe that your interaction with us is no longer secure, please immediately notify us of the problem by contacting us in accordance with this privacy policy.

Your California Privacy Rights:

The California Consumer Privacy Act of 2018 (“CCPA”) grants California residents certain rights with regards to our collection of their personal information. These rights include:

The right to know: Consumers have the right to be informed of the categories of personal information collected; the categories of sources from which personal information is collected; the business or commercial purposes for collecting or selling personal information; the categories of third parties with whom personal information is shared; and the specific pieces of personal information we have collected about a consumer.

The right to deletion: Consumers have the right to request deletion of their personal information.

The right to opt out: Consumers have the right to opt out of the sale of their personal information (as “sale” is defined in the CCPA).

The right to nondiscrimination: Consumers have the right not to be discriminated against due to their exercise of their CCPA rights. We do not discriminate against consumers for exercising their CCPA rights.

In the preceding 12 months, we have disclosed personal information for business purposes as described above in this privacy policy, including as described under “Sharing for Services Administration” and “Sharing for Other Purposes.” The use of personal information disclosed for these purposes may include identifiers (e.g., names, email addresses, IP addresses), Internet activity, and geolocation data.

In the preceding 12 months, we have sold personal information (as “sale” is defined under the CCPA) to third parties such as advertising partners and marketing affiliates, including for those purposes described above under “Website Analytics,” “Sharing for Additional Content, Products and Services,” and “Sharing Information for Advertising and Other Promotional Purposes.” These third parties may include those doing business as LiveIntent, Facebook, Keywee, Google, Skimlinks, Kutoku, AvantLink, Amazon, Pepperjam, Curacity and Kickbooster. The use of personal information disclosed for these purposes may include identifiers (e.g., names, email addresses, IP addresses), Internet activity, and geolocation data.

California residents may exercise these rights by submitting a verifiable request to us by emailing EDITOR@AJPARTNERS.CO. To opt out of our sale of your personal information, please click this link: Do Not Sell My Personal Information.

Additionally, under California’s “Shine the Light Law”, California residents who provide personal information in obtaining products or services for personal, family, or household use are entitled to request and obtain from us once a calendar year information about the customer information we shared, if any, with other businesses for their own direct marketing uses.  If applicable, this information would include the categories of customer information and the names and addresses of those businesses with which we shared customer information for the immediately prior calendar year. To obtain this information on behalf of A+J PARTNERS, please send an email message to EDITOR@AJPARTNERS.CO with “Request for California 

Privacy Information” on the subject line and in the body of your message.  We will provide the requested information to you at your email address in the response.  Please be aware that not all information is covered by the “Shine the Light “requirements and only information on covered sharing will be included in our response.

Access: Upon request by the individual, if required by applicable law, A+J PARTNERS will grant individuals reasonable access to their personal information.  Such access may include: (1) confirmation as to whether or not personal information concerning him or her are being processed; (2) the purposes of the processing; (3) the categories of personal information concerned; (4) the recipients or categories of recipient to whom the processing data have been or will be disclosed, in particular recipients in third countries or international organizations; (5) if possible, the period for which the personal information will be stored, or, if not possible, the criteria used to determine that period; (6) the existence of the right to request from A+J PARTNERS rectification or erasure of personal information or restriction of processing of personal information concerning the data subject or to object to such processing; (7) information about the source of the data, if not directly from the data subject; (8) whether the personal information will be subject to automated processing, including profiling and, if so, the logic and potential consequences involved; and (9) if the data is transferred to a third country or international organization, information about the safeguards that apply.

Rectification: If the data subject requests, personal information collected by A+J PARTNERS will be corrected based on information provided by the data subject. Where necessary, A+J PARTNERS will take steps to validate the information by the data subject to ensure that it is accurate before amending it.

Erasure: If the data subject requests, their personal information collected by A+J PARTNERS will be erased without undue delay provided that one of the following applies: (1) the personal information is no longer necessary for the purposes for which it was collected; (2) the data subject withdraws consent and there is no other legal ground for processing; (3) if required by applicable law, the data subject objects to the processing of the personal information; (4) the personal information have been unlawfully processed; (5) the personal information has to be erased for compliance with a legal obligation of A+J PARTNERS; or (6) where the personal information was relevant to the data subject as a child.

Portability: If required by applicable law, upon the data subject’s request, their personal information collected by A+J PARTNERS will be provided to them in a structured, commonly used and machine readable or the personal information transferred to another party.

Deletion of Account: Should you ever decide to delete your A+J PARTNERS account, you may do so by unsubscribing. If you terminate your account, any association between your account and information A+J PARTNERS stores will no longer be accessible through your account.

International Users: A+J PARTNERS is based in the United States. By accessing or using the Services or otherwise providing information to us, you consent to the processing and transfer of information in and to the U.S. and other countries. While this privacy policy applies to personal information generally, the local laws, rules and regulations of jurisdictions that are applicable to A+J PARTNERS (“Local Laws”) may require standards which are stricter than this privacy policy and, in such event, A+J PARTNERS will comply with applicable Local Laws.  Specific privacy policies may be adopted to address the specific privacy requirements of jurisdictions. Your personal information may be stored and processed in any country where we have facilities or service providers. Irrespective of which country your personal information is transferred, we would only share your personal information under a ‘need to know’ basis.  In these circumstances we will, as required by applicable law, ensure that your privacy rights are protected by organizational, technical, contractual and/or other lawful means.

Europe Data Subjects

In European Economic Area and Switzerland (“Europe”), “Personal Data” is defined very broadly and includes any information about a natural person, who can be identified, directly or indirectly, from data that we hold about them or from data that is combined with other information. Europe data protection law requires us to have a legal basis before processing any Personal Data about you.  The legal basis’ for us processing your Personal Data for the above purposes may be because: (i) you have provided your consent; (ii) it is necessary to for the performance of a contract with you; (iii) the processing is necessary for our compliance with a legal obligation; or (iv) the processing is in our legitimate interests. To the extent provided by applicable law, you may withdraw any consent you previously provided to us, or object at any time on legitimate grounds, to the processing of your Personal Data. In some circumstances, withdrawing your consent to A+J PARTNERS’s use or disclosure of your Personal Data will mean that you cannot take advantage of certain A+J PARTNERS products or services.

We may transfer your Personal Data outside Europe to the United States or any country that A+J PARTNERS or its service providers may have operations. Such countries do not have the same data protection laws as Europe. Any transfer of your personal information will be subject to a European Commission approved contract (as permitted under the General Data Protection Regulation) that is designed to help safeguard your privacy rights and give you remedies in the unlikely event of a misuse of your personal information. 

To obtain a copy of such safeguards please contact us.

Under the General Data Protection Regulation, you have a number of important rights free of charge. In summary, those include rights to:

Fair processing of information and transparency over how we use your use personal information

Access to your personal information and to certain other supplementary information that this privacy policy is already designed to address

Require us to correct any mistakes in your information which we hold

Require the erasure of personal information concerning you in certain situations

Receive the personal information concerning you which you have provided to us, in a structured, commonly used, and machine-readable format and have the right to transmit those data to a third party in certain situations

Object at any time to processing of personal information concerning you for direct marketing

Object to decisions being taken by automated means which produce legal effects concerning you or similarly significantly affect you

Object in certain other situations to our continued processing of your personal information

Otherwise restrict our processing of your personal information in certain circumstances

For further information on each of those rights, including the circumstances in which they apply, see the Guidance from the UK Information Commissioner’s Office (ICO) on individuals’ rights under the General Data Protection Regulation (or other relevant guidance).

If you would like to exercise any of those rights, please email, call, or write to us with the following:

Enough information to identify you

Proof of your identity and address

The information to which your request relates

How to Complain

The General Data Protection Regulation also gives you right to lodge a complaint with a supervisory authority, in Europe state where you work, normally live, or where any alleged infringement of data protection laws occurred.

A complaint may be submitted directly to us:

For residents of Europe, EEA, or Switzerland, by filling the below form and submitting it to the A+J PARTNERS EDITOR@AJPARTNERS.CO

If you have any questions about this Policy, please contact our Data Protection Officer or A+J PARTNERS directly. 

Email: EDITOR@AJPARTNERS.CO

Compliance: 

A+J PARTNERS will use a self-assessment approach to verify compliance with this privacy policy and periodically verify that the privacy policy is accurate, comprehensive for the information intended to be covered, prominently displayed, implemented and accessible.

If you believe that your personal information has been processed or disclosed in violation of this privacy policy, A+J PARTNERS encourages you to raise any concerns using the contact information provided in this privacy policy or by utilizing the Compliant Form provided below.  A+J PARTNERS will investigate and attempt to resolve any complaints and disputes regarding use and disclosure of personal information.

Minors: 

We do not intentionally collect information from individuals under the age of 13.  The Web site is not directed to individuals under the age of 13 and we request that these individuals not provide personal information through this Web site.

Modification to This Policy: A+J PARTNERS reserves the right to modify this policy, but in the event we do so we will maintain complete transparency — any changes to the policy will be immediately posted here, so be sure to check back for future information.

Contact Us: If you have any questions about this policy or our site in general, please contact EDITOR@AJPARTNERS.CO

Complaint Form

Reporting a complaint to A+J PARTNERS Data Protection Officer (DPO) EDITOR@AJPARTNERS.CO

All individuals whose personal data has been collected or processed by A+J PARTNERS are encouraged to inform A+J PARTNERS DPO of material privacy issues that can be perceived as violations of their rights.

The DPO may also be able to provide advice or guidance that may be helpful in responding to the complaint

The purpose of this Complaint Form is to assist the DPO in identifying any infringement on the data subject’s rights.

Any complaint can be reported as follows:

By email: EDITOR@AJPARTNERS.CO

Copyright © 2022 AJ PARTNERS CONSULTING LLC - All Rights Reserved.